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Privacy Policy

Effective Date: January 1, 2025

1. Information We Collect

We collect personal information that you provide to us, including but not limited to:

• Name, email address, and phone number
• Information about your housing or auto financing needs
• Any additional information you choose to provide in communications

2. How We Use Your Information

We use the information we collect to:

• Process your applications and provide our services
• Communicate with you about your inquiry
• Improve our services and customer experience
• Comply with legal obligations

3. Information Sharing

We do not sell your personal information. We may share your information with:

• Service providers who assist in our operations
• Partners who help facilitate housing or auto financing
• Legal authorities when required by law

4. Data Security

We implement appropriate security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction.

5. Your Rights

You have the right to access, correct, or delete your personal information. Contact us to exercise these rights.

6. Contact Us

If you have questions about this Privacy Policy, please contact us through the information provided on our website.

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Terms of Use

Effective Date: January 1, 2025

1. Acceptance of Use

By accessing and using this website and our services, you accept and agree to be bound by the terms and provisions of this agreement.

2. Services Description

We provide assistance with housing and auto financing solutions for individuals with various credit histories. We do not guarantee approval or specific terms.

3. User Responsibilities

You agree to:

• Provide accurate and truthful information
• Maintain the confidentiality of any account information
• Use our services in compliance with all applicable laws
• Not misrepresent your identity or provide false information

4. No Guarantee of Approval

While we work with individuals of all credit backgrounds, we cannot guarantee approval for housing or auto financing. Final decisions are made by landlords, property managers, and lenders.

5. Fees and Payments

Any applicable fees will be clearly communicated before services are rendered. Fees are non-refundable unless otherwise stated.

6. Limitation of Liability

We are not liable for any indirect, incidental, special, or consequential damages arising from your use of our services.

7. Modifications to Terms

We reserve the right to modify these terms at any time. Continued use of our services constitutes acceptance of modified terms.

8. Governing Law

These terms are governed by applicable federal and state laws.

9. Contact Information

For questions about these Terms of Service, please contact us through the information provided on our website.